Disclosure

WEBSITE DISCLOSURE

The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Interest rate and APR are variable and subject to increase or decrease. Not available in all states. Rates and terms are effective [current date] and are subject to change without notice. Payments shown do not include taxes or insurance, actual payment obligations will be greater. Conditions and restrictions apply. Not all applicants will qualify.

This is a VA program. Current guidelines for VA Financing can be found at http://www.benefits.va.gov/homeloans/index.asp. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Interest rate and APR are variable and subject to increase or decrease. Not available in all states. Rates and terms are effective [Current Date]and are subject to change without notice. Payments shown do not include taxes or insurance, actual payment obligations will be greater. Conditions and restrictions apply. Not all applicants will qualify.

This is a VA program. Current guidelines for VA Financing can be found at http://www.benefits.va.gov/homeloans/index.asp. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Interest rate and APR are variable and subject to increase or decrease. Not available in all states. Rates and terms are effective [Current Date] and are subject to change without notice. Payments shown do not include taxes or insurance, actual payment obligations will be greater. Conditions and restrictions apply. Not all applicants will qualify.

This is an FHA program. Please call your local HUD office to verify or visit their web site at http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing. Current guidelines for FHA Financing can be found in HUD Handbook 4155.1, REV-4, CHG1, paragraphs 1-12. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Interest rate and APR are variable and subject to increase or decrease. Not available in all states. Rates and terms are effective [Current Date]and are subject to change without notice. Payments shown do not include taxes or insurance, actual payment obligations will be greater. Conditions and restrictions apply. Not all applicants will qualify.

The disclosed APR is based on the payment of 2 discount points. For a $400,000 loan, there is a 3.285% APR with 360 monthly payments of $2,762. There is no prepayment penalty. Interest rate quoted assumes a purchase or rate-term refinance with 45 day lock pricing at 80% loan-to-value (LTV), a minimum FICO score of 740 on a primary residence. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Not available in all states. Rates and terms are effective [Current Date] and are subject to change without notice. Payments shown do not include taxes or insurance, actual payment obligations will be greater. Conditions and restrictions apply. Not all applicants will qualify.

*14 business day guarantee only applies to purchase transactions. This guarantee does not apply to Reverse Mortgages, FHA 203k, loans that require prior approval from an investor, brokered loans, or loans with a 2nd td. The guarantee does not apply if events occur beyond the control of Matchpoint Funding, including but not limited to; appraised value, escrow or title delays, 2nd lien holder approval, short sale approval, or lender conditions that cannot be met by any party. The 14 day trigger begins when your initial application package is complete and you have authorized credit card payment for your appraisal. If Matchpoint Funding fails to perform otherwise, a credit of $250 will be applied toward closing costs.

FHA Program – Please call your local HUD office to verify or visit their web site at this HUD approved link: http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing. Current guidelines for FHA Financing can be found in HUD Handbook 4155.1, REV-4, CHG1, paragraphs 1-12. Matchpoint Funding is a Direct Endorsement (FHA) Government Lender.

Home Affordable Refinance Program – Freddie Mac and Fannie Mae have adopted changes to the Home Affordable Refinance Program (HARP) and you may be eligible to take advantage of these changes. If your mortgage is owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP. You can determine whether your mortgage is owned by either Freddie Mac or Fannie Mae by checking the following websites: http://fanniemae.com/loanlookup/ or https://ww3.freddiemac.com/corporate/ Conditions and restrictions apply. Not all applicants will qualify. Full appraisal is required for manufactured homes.

Loan Programs are offered by preferred lending partners of Matchpoint Funding, Inc.